The skills it takes to get rich are drastically different from the skills it takes to stay rich. Few understand this phenomenon more than Morgan Housel.

致富所需的技能与守财所需的技能大相径庭。很少有人比摩根·豪塞尔更理解这一现象。



In this conversation, Shane and Housel discuss various aspects of risk-taking, wealth accumulation, and financial independence. Morgan explains the importance of understanding personal financial goals and the dangers of social comparison, lets everyone in on his personal financial “mistake” that instantly made him sleep better at night, and why the poorest people in the world disproportionately play the lottery—and why it makes sense that they do. They also touch on the influence of upbringing on financial behaviors, the difference between being rich and wealthy, and the critical role of compounding in financial success. Of course, we can’t have a writer as good as Morgan Housel on the podcast and not ask him about his process, so Housel concludes with insights into storytelling, his writing processes, and the importance of leading by example in teaching financial values to children.

在这次对话中，Shane 和 Housel 讨论了冒险、财富积累和财务独立的各个方面。Morgan 解释了理解个人财务目标的重要性以及社会比较的危险，分享了他个人的财务“错误”，这个错误让他晚上立刻睡得更好，还探讨了为什么世界上最贫穷的人不成比例地购买彩票——以及他们这样做的合理性。他们还谈到了成长环境对财务行为的影响，富有与富裕之间的区别，以及复利在财务成功中的关键作用。当然，我们不可能让像 Morgan Housel 这样优秀的作家上播客而不询问他的创作过程，因此 Housel 最后分享了他对讲故事的见解、他的写作过程，以及在向孩子传授财务价值观时以身作则的重要性。

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From： Morgan Housel: What You Need to Master (And Avoid) to Get Rich, Stay Rich, and Build Wealth



采用原有人声声线进行播客音频制作～也可能会有一些地方听起来怪怪的；

仅使用 AI 进行翻译，也没有进行校对，可能会有一些地方不通顺；

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